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Key Person Insurance is common in small businesses and large corporations alike. If there is a person that your company could not continue to run effectively without, or would be significantly impaired if they had to, then that person is a Key Person and should be covered by Key Person Insurance. Key Person Insurance is

Are you approaching the age of retirement and looking for a pension scheme that fits your lifestyle? Or maybe you have a friend or family member close to retirement who is seeking advice on pensions. Whichever it is, there are a few pension schemes in Australia that cater to people with different circumstances and needs. 

In life, we have no way of knowing when or if we will be affected by a critical illness. Critical illness is impossible to expect, but it is possible to plan for. Having an up to date critical illness cover policy can make an enormous difference if you are diagnosed with some type of critical

The topic of redundancy and pregnancy in Australia is still quite tricky. Though Fair Work legislation outlines the entitlements of pregnant women and new parents, one in two Australian mothers still experience workplace discrimination at some point. It’s unlawful in Australia to be made redundant because of pregnancy, maternity leave, or other family responsibilities. It

Capital gains tax (CGT) is a complicated concept that confuses even some of the most experienced real estate investors. However, it can have a big impact on the funds you pocket when selling property assets.  If you’re planning to sell a home or land sometime in the future, it’s best to know when you’ll need

Ensuring a comfortable retirement should be a top priority for everyone, especially those approaching the age of seniority. A smooth transition into retirement itself is also of consideration for many people. To do this, some opt for a retirement and superannuation planning option called a transition to retirement pension. However, there should be careful deliberation

Being made redundant by your employer can be shocking and upsetting. This is especially true if you’ve been with the company for quite some time. There’s nothing more frustrating than leaving a job, a lifestyle, and a routine that you’ve gotten used to and grown to love.  But while this news is indeed hard to

Investing in rental property is an excellent way to earn passive income. It can provide a steady cash flow to pay for the property itself and make a little bit of monthly profit for savings and other wants. After renting out property for years, you might even have enough to pay off the mortgage of

Long Service Leave (LSL) is one of eleven National Employment Standards (NES). These are the minimum entitlements that must be provided to employees working in Australia. The NES covers employees who belong to the national workplace relations system. This is true regardless of registered agreement, employment contract, or award. So, is long service leave paid

In the sunset years of our lives, most of us would prefer to indulge in the fruits of our labour. Often this means selling off assets we’ve invested in over our working years, whether the profits are put towards day-to-day living costs or taking a camper van tour around Australia. However, selling assets for a

When it comes to getting the right kind of life insurance, it is important to choose the one that can give you peace of mind and guarantee that your needs are covered. Choosing the right one for your needs and budget, however, can be a bit tricky. Aside from the fact that the enormous range